Case Studies

The Case of the Seagull and then Gutter

Mr S owns a successful Gastro Pub in Brighton's historic town centre. During a particularly heavy downpour of rain, staff noticed water cascading through the ceiling of the first floor restaurant and then through the ceiling of the bar below. The premises had to be closed immediately and the clear up began. Insurers suggested Mr S sort it out himself to mitigate the loss, but where to start?

How our loss assessors resolved the claim

Mr S instructed AKA MI Claims who had a team of specialist drying contractor's onsite within the hour.

Apparently a dead seagull had blocked the box gutter outlet and the storm water breached the parapet wall and hundreds of gallons of water poured into the building.

AKA MI Claims managed the claim from beginning to end. Once the property was dried, the damage was repaired and the claim was settled at £36,000 including an amount to cover the loss of business whilst the pub was closed.